Some Of The Biggest Tech Scams Aren’t Criminal – They Originate From The Retailers

evil villainA subject that is very near and dear to my heart, the technology related scam. But scams don’t always come in the email, or social media, sometimes the scam is right there in front of you, and completely legal in the fact that you will agree to it, often even sign a contract. Extended warranties, insurance, and extra services that are offered are the staple of many tech companies. Here are a few of the more common scams that people fall for…

Extended Warranties

Almost anywhere you purchase a computer, phone, or portable device, they will offer an “extended warranty” for the paltry price of $!?!.00. But in most cases, there is a plethora of ways in the contract for the retailer to skate out of honoring the “extended warranty.” Ordinarily, manufacturers will warranty devices and desktops for at least 1 year, and in my experience this is enough. If the device breaks after more than a year, then it is probably outdated and not worth the expense of repair.

Device Insurance

paranoid manInsurance is good for peace of mind, but self-insure your items. Insurance offered at the retailer often works the same way as their “extended warranties,” and any kind of replacement or claims coverage is easily avoided. By finding your own insurance you can avoid the hassle of unexpected claims denials. Open an account and deposit the funds that you would have spent on the warranty of insurance. Then you have insured yourself, and claims will be handled by a person who really cares.

Internet For Your Tablet

Before you go dropping $100 or more on a data plan for your tablet, check out your smart phones data plan. Many carriers will allow tethering and connection sharing with your other devices or even laptops. Even if your data plan isn’t a shared plan, third party apps can enable tethering and sharing of connections. The downfall to all this is that tethering rally eats up metered plans, and the battery life of the smart phone will be drastically reduced using it in this way.

Hot-Rodding The Purchase

hot rodExtra RAM or a larger HDD is always a good thing. But you shouldn’t have to give up the kids’ college funds just to get it…and upgrading a computer isn’t as complicated and difficult as it used to be. Retailers count on your ignorance to sell you parts and installation at a much higher price that you would otherwise pay. Bumping a desktop from 4GB of RAM to 8GB will cost you at least an extra $100.00, but the RAM only costs around $50 and takes less than 10 minutes to install. The downfall here is to check your computer manufacturer to determine the type and maximum amount of  RAM your computer will take and making sure you can reinstall the OS without any trouble.

In the end, be careful when purchasing tech items at a retailer. They are out to make as much money as they can with as little effort or time spent as possible.